Terms and conditions

www.BitcoinUniversity.com and www.Trader.University and www.TraderUniversity.com ("Sites") are wholly owned by Little Cash Machines, LLC. Neither the Sites nor Little Cash Machines LLC (“Company”) are an investment advisory service, a registered investment adviser, or a broker-dealer. Neither the Sites nor the Company purport to tell or suggest which securities customers should buy or sell for themselves. The analysts, employees, and/or affiliates of the Company may hold positions in the stocks or industries discussed here.

By using these Sites, you understand and acknowledge that there is a very high degree of risk involved in trading securities. The Company, the authors, the publisher, and all affiliates of Company assume no responsibility or liability for your trading and investment results. Factual statements on the Company’s website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented by the Sites will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by the Company are not indicative of future returns by that trader or system, and are not indicative of any future returns which might be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Company’s products (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on the Sites are for educational purposes only. Nothing on these Sites should be construed to be a solicitation of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment decision. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial adviser and tax adviser to determine the suitability of any investment.

CFTC REQUIRED RISK DISCLOSURE STATEMENT:
HYPOTHETICAL PERFORMANCE DISCLAIMER: HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN; IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK OF ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TO ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL WHICH CAN ADVERSELY AFFECT TRADING RESULTS.

U.S. Government Required Disclaimer (Required by the Commodity Futures Trading Commission) – Futures and options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don’t trade with money you can’t afford to lose. These Sites and the products, services and other information contained herein is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on these Sites. The past performance of any trading system or methodology is not necessarily indicative of future results.

CFTC RULE 4.41.(b)(1)(i) Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, because these trades have not actually been executed, these results may have under-or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated or hypothetical trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown.

FUTURES TRADING IS NOT SUITABLE FOR EVERYONE AND PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. THERE IS RISK OF SUBSTANTIAL LOSS IN FUTURES TRADING OR WITH ANY TRADING SYSTEM OR PROGRAM. CAREFUL EVALUATION OF YOUR PERSONAL FINANCIAL SITUATION MUST BE DONE PRIOR TO DECIDING TO TRADE IN THE FUTURES MARKETS OR ANY GIVEN TRADING SYSTEM OR METHODOLOGY.

The risk of loss in trading stocks, other securities, options, futures and forex can be substantial. Options involve risk and are not suitable for all investors. Consider all relevant risk factors, including your own personal financial situation, before trading or investing. Past results of any individual or trading system published by the Company are not indicative of future returns. Any earnings or income statements or examples shown through these Sites are only estimates of what might be possible now or in the future. There can be no assurance as to any particular financial outcome based on the use of our Sites. Such set-ups are not solicitations of any kind or order to buy or sell a financial security and should not be construed as investment advice under any circumstances. The Company will not be held liable for losses resulting from information or advice presented on these websites (or third party); the use of such information is entirely at the risk of the user. The Company assumes no responsibility or liability for your trading and investment results whatsoever and under any circumstances. You agree that the Sites and Company are not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Sites. You are solely responsible for your results.

THE MATERIALS PRESENTED BY THESE SITES ARE DESIGNED TO PROVIDE ACCURATE INFORMATION ALTHOUGH THERE MAY BE FACTUAL AND TYPOGRAPHICAL ERRORS: IT SHOULD IN NO WAY BE CONSTRUED AS A REPLACEMENT FOR QUALIFIED, PROFESSIONAL ADVICE. LITTLE CASH MACHINES LLC AND/OR ITS SUBSIDIARIES, AFFILIATES, AND REPRESENTATIVES ARE NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL SERVICES OR ADVICE. ALL INFORMATION PROVIDED IS SOLELY FOR EDUCATIONAL PURPOSES, AND YOU ARE ENCOURAGED TO SEEK INDEPENDENT ADVICE FROM A COMPETENT PROFESSIONAL PERSON IF LEGAL, FINANCIAL, TAX, OR OTHER EXPERT IF ASSISTANCE IS REQUIRED. MATTHEW KRATTER AND OTHER POSTERS MAY HAVE POSITIONS IN THE STOCKS MENTIONED, WHICH MAY CHANGE AT ANY TIME. NONE OF THIS IS AN OFFER TO BUY OR SELL ANY SECURITY. THE RISK OF LOSS IN STOCK MARKET TRADING AND/OR OPTION TRADING CAN BE SUBSTANTIAL. YOU SHOULD, THEREFORE, CAREFULLY CONSIDER YOUR CIRCUMSTANCES AND FINANCIAL RESOURCES WHEN DECIDING WHETHER SUCH FORMS OF TRADING ARE SUITABLE FOR YOU. MATTHEW KRATTER, THE COMPANY, AND THE SITES SPECIFICALLY DISCLAIM ANY PERSONAL LIABILITY, LOSS OR RISK INCURRED AS A CONSEQUENCE OF THE USE AND APPLICATION, EITHER DIRECTLY OR INDIRECTLY, OF ANY INFORMATION PRESENTED BY LITTLE CASH MACHINES LLC THROUGH CLASSES, WEB SITES, WRITTEN MATERIALS, AND ANY OTHER FORM, TRANSMITTED VIA ANY MEDIUM.

In considering whether to trade, you should be aware of the following points: The national securities markets are extremely efficient and competitive. Successful trading typically requires skill and discipline as well as experience and knowledge of the capital markets. There is no guarantee that you will be successful in implementing your investment strategy. A substantial number of traders will not be successful. Moreover, changes in market structure and competitive conditions also may affect your continued success. Only risk capital should be used for trading. Market structure and competitive changes in the markets may cause formerly successful traders to become less successful. Each trade generates a commission and the total commissions on such trading can be in excess of any earnings. Persons who are new to trading should strictly limit both the number of trades they make and the size of their trades, to reduce the risk of large dollar losses during the learning process.

Trading activity may result in losses that can exceed 100% of your initial capital. You are solely responsible for any losses in your account. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders. Similarly, using “market orders” can be very risky, since large gaps can occur in price movements of stocks. Under certain market conditions, you may find it difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a stock suddenly drops, or if trading is halted due to recent news events or unusual trading activity. The more volatile a stock is, the greater the likelihood that problems may be encountered in executing a transaction. In addition to normal market risks, you may experience losses due to system failures. The firm and its clearing broker rely upon sophisticated computer software and hardware to execute transactions, which are subject to failure due to a variety of factors. Among other events, you may experience losses due to: system crashes during both peak and low volume periods; the loss of orders and, delayed, conflicting and inaccurate confirmations on orders or cancellations that you initiate.

The use of any margin or leverage in an account can work against you as well as for you. Leverage can lead to large losses as well as gains. You may sustain a total loss of the initial margin funds and any additional funds that you deposit with your broker to establish or maintain a position, and you may incur losses beyond your initial investment. If the market moves against your position, you may be called upon to deposit a substantial amount of additional margin funds, on short notice, in order to maintain your position. If you do not provide the required funds within the time required, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your account. You should consult your broker concerning the nature of the protections available to safeguard funds or property deposited in your account.

ALL OF THE POINTS NOTED ABOVE APPLY TO BOTH STOCK AND OPTION TRADING OF DOMESTIC EQUITY SECURITIES. THE RISK OF DAY TRADING AND/OR OPTION TRADING MAY BE SUBSTANTIAL. THIS BRIEF STATEMENT CANNOT DISCLOSE ALL THE RISKS AND OTHER ASPECTS OF TRADING. ONLY RISK CAPITAL SHOULD BE USED FOR TRADING.

Content Content is defined as any information, communications, software, photos, video, graphics, music, sounds, and other material and services found on/through www.BitcoinUniversity.com. This includes, but is in no way limited to message boards, chat, and other original content. By accepting this agreement, you agree that all content located on the Sites is the sole property of Little Cash Machines LLC and may not be reproduced without prior written consent of Little Cash Machines LLC.

All content herein is protected under US and international copyright laws and is intended for the personal use only of the registered member. You may not modify, publish, retransmit, participate in the transfer or sale of, further copy, create derivative works from, distribute, perform, or display, any of the content in any way, except that you may make one copy for your personal use. The Sites information, commentary, and entertainment on a broad range of topics.

You agree that under no circumstances, and in no event, shall Little Cash Machines LLC be liable for direct, indirect, or incidental damages resulting from your use of that information, commentary, or entertainment. You agree to indemnify Little Cash Machines LLC and all its employees and hold it harmless from any actions, claims, proceedings, or liabilities arising from your use of the content. You agree that Little Cash Machines LLC shall have an unlimited license to republish anything that you post anywhere on the Sites. Little Cash Machines LLC shall only republish such posts in context. These Sites may be compensated for linking to other sites or for sales of products that we link to.  In particular, these Sites use Amazon Associates affiliate links to generate extra income.

Conduct You agree to use these Sites, and their content and services for lawful purposes only.

Disclaimer of Warranties and Liability Little Cash Machines LLC cannot and does not warrant the completeness, reliability, availability, usefulness, or content of the information, products or services, and warranties of title, non-infringement, merchantability or fitness for a particular purpose. Further, you agree that Little Cash Machines LLC shall not be held liable to anyone for any loss or injury resulting from the direct or indirect use of the Sites, their content or services. This includes, but is not limited to, loss or injury caused in whole or in part by its negligence or by contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering any portion of the sites, their content or services. All content and/or services are provided “as is” without warranty of any kind, either express or implied, including, without limitation, any warranty for information, data, services, uninterrupted access, or products or services provided through or in connection with the Sites. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. You agree that you bear responsibility for your own investment research and investment decisions, and that Little Cash Machines LLC shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published by Little Cash Machines LLC.

All information provided on the Sites, all content and services is to be used on an “as is, with all faults” basis. Little Cash Machines LLC relies on various sources of information that we believe to be accurate and reliable. However, Little Cash Machines LLC makes no claims or representations with regard to the accuracy, completeness, or truth of any material contained herein. Neither any of the information, nor any opinion expressed anywhere on the Sites, their content or services constitutes a solicitation or recommendation to purchase or sell a security, or an option on a security, or to provide investment/financial advice. Always verify information with your stockbroker or financial advisor before making a trade or acting on such information. We will not be liable for any errors or delays in the content or any action taken based thereon.

Neither Little Cash Machines LLC nor any of its employees, agents, successors, assigns, affiliates, or content or service providers shall be liable to you or other third parties for any direct, indirect, incidental, special, or consequential damages arising out of the use of content or services or the inability to gain access to or use the content or services. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect.

Refund Policy: We will be happy to provide a full refund if you are not satisfied with your purchase and if you contact us within the first 30 days of your subscription. We are, however, unable to provide a refund after this point. Nor are we able to provide a refund for past months, if you do not contact us within the referenced 30-day subscription period. So, for example, please do not contact us in May and request a refund for a previous January subscription. To receive that January subscription refund, you must contact us within January 1-31.

This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the United States of America and the state of Colorado (except with respect to choice of law), as if the Agreement were a contract wholly entered into and wholly performed within the state of Colorado.

Last Updated: December 31, 2023